Housing
Set your thermostat lower
Unsubscribe from your cable TV service
Turn off the lights when not in use
Get a roommate
Live at home or with a relative
Unsubscribe from your cable TV service
Turn off the lights when not in use
Get a roommate
Live at home or with a relative
Entertainment
Eat out less frequently
Split or share meals with friends
Make your own lunch and bring it to work
Use restaurant coupons
Learn to cook dinner for yourself
Rent movies
Go to the movies in the afternoon rather than
in the evening
Visit local libraries, museums, and parks
Participate in sports
Read a book or hike a trail
Split or share meals with friends
Make your own lunch and bring it to work
Use restaurant coupons
Learn to cook dinner for yourself
Rent movies
Go to the movies in the afternoon rather than
in the evening
Visit local libraries, museums, and parks
Participate in sports
Read a book or hike a trail
Transportation
Utilize public transportation
Carpool with a friend or family member
Ride your bike or walk
Regularly have your oil changed and use coupons
Make sure your tires are properly inflated
Carpool with a friend or family member
Ride your bike or walk
Regularly have your oil changed and use coupons
Make sure your tires are properly inflated
Cutting Costs
Renegotiate everything.
-Call up all your service providers, and ask for better rates.
-Tell your bank you want to pay less interest on your credit card
-Ask your insurance company for a rate reduction.
-If anybody balks, shop around.
-Afterwards, set up the savings as an automatic transfer to your savings account
-Call up all your service providers, and ask for better rates.
-Tell your bank you want to pay less interest on your credit card
-Ask your insurance company for a rate reduction.
-If anybody balks, shop around.
-Afterwards, set up the savings as an automatic transfer to your savings account